Compare
Zelo vs crypto wallets
Crypto wallets give you self-custody and global rails. Zelo gives you a managed wallet with INR settlement and gift-card spending — and still supports USDT payouts.
| Capability | Zelo | Crypto wallet |
|---|---|---|
| No seed phrase to manage | ||
| Self-custody | ||
| Spend directly on Indian gift cards | ||
| Settle to UPI in INR | ||
| USDT (TRC-20) settlement | ||
| Network gas fees | Flat fee | Variable |
| KYC required | Varies |
When crypto still wins
If you want full self-custody with no platform between you and your value, a non-custodial crypto wallet is the right tool. Zelo is for users who want simpler onboarding, INR settlements and direct gift-card spending without holding tokens themselves.