One wallet, many ways to use it
Zelo is built for anyone who needs to receive, store or spend digital value without depending on a single bank rail.
Freelancers & creators
Get paid in coupons, top up your wallet, then settle to UPI or USDT — no payment processor needed.
@username public profile
Claim a personal handle, share zelopay.online/u/@you in your bio and let anyone pay you instantly — no app install needed.
Personal gifting
Send a coupon code over WhatsApp. The recipient redeems it on Zelo and spends on Amazon, Flipkart, Myntra, Swiggy or Zomato.
Remittance & cross-border
Move value across borders without bank wires. Coupons settle into INR wallet balance, redeemable as UPI or branded gift cards.
Online shoppers
Buy Zelo balance once, then convert into Amazon/Flipkart/Myntra gift cards exactly when you need to checkout.
One @username link to get paid from anywhere
Claim your handle once and share zelopay.online/u/@you in your bio, invoice or DM. Visitors land on a clean, verified profile with a primary Pay button — no app install needed.