Everything Zelo can do
A complete toolkit for managing digital coupon value — built for users and admins alike.
One @username link to get paid from anywhere
Stop pasting long account numbers and QR screenshots. Pick a handle once and share zelopay.online/u/@you anywhere — Instagram bio, WhatsApp, email signature or invoice. Anyone can pay you instantly, even without a Zelo account.
- One memorable link: zelopay.online/u/@you
- Locked to you — only admin can rename, no squatting
- Cover photo, avatar, bio, category & social links
- Verified ✓ badge once your KYC is approved
- Pinned Pay button — UPI, USDT or PayU in one tap
- Embeddable widget for blogs, portfolios & storefronts
Designer & illustrator. Open for client work — pay me on Zelo.
8 4 2 9 1 7 6 5 0 1 2All Zelo features
Coupon redemption
25-character single-use codes generated by admin and credited to your balance instantly on redemption.
@username public profile
Claim a personal handle once and share zelopay.online/u/@you. Visitors get a verified profile with cover, bio, social links and a primary Pay button — handle is locked, only admin can rename.
Profile cover & avatar
Upload a Facebook-style cover banner and circular avatar. Your verified KYC badge appears next to your name.
Pay-me Links
Shareable payment links with custom slug, fixed or open amount, expiry, max-uses and PayU checkout — funds credit to your wallet automatically.
Invoice Generator
Itemised invoices with tax, your business details, customer Bill-To, branded PDF download and embedded PayU Pay Now button.
Recurring invoices
Reusable plans (line items + tax) that auto-generate weekly, monthly, quarterly or yearly invoices and email pay links to your subscribed customers.
Auto dunning
Recurring invoices auto-send 2 reminder emails before due, then mark themselves overdue — so you stop chasing payments manually.
Brand gift cards
Spend wallet balance on Amazon, Flipkart, Myntra, Swiggy and Zomato gift cards — admin-issued with code, PIN and expiry.
Free-entry amounts
Pick any value between ₹100 and ₹10,000 per gift card — no fixed denominations.
Per-platform fees
Each brand has its own transparent fee % set by admin and shown before you confirm.
Internal transfers
Send value to any 11-digit Zelo account with optional notes. Atomic and reversible only via admin.
UPI settlements
Withdraw to any verified UPI ID. Manually processed by admin within 48 to 72 hours.
USDT TRC20 payouts
Cross-border settlement to a TRC20 address with admin verification, processed within 48 to 72 hours.
KYC verification
Government ID, selfie and address proof — required before any wallet activity.
Google Authenticator 2FA
Mandatory TOTP setup with backup codes. Every wallet action requires a fresh 6-digit code.
Self-serve password reset
Reset your password using a 6-digit Google Authenticator code — no email link required.
Community Showcase
KYC-verified members list products and services. Every listing and edit is admin-reviewed.
Listing images & contact
Upload one image per listing and expose phone, WhatsApp and email so buyers can reach you directly.
Transaction limits
Admin-managed per-transaction, daily and monthly caps for transfers and settlements.
Atomic ledger
Every transaction is double-entry, balance-after-tracked and never lets you go negative.
Immutable audit log
Every admin action and balance change is recorded with actor, IP and timestamp.
Admin user management
Admins can ban, adjust balances, reset 2FA and reset passwords directly when support is needed.
Status notifications
Get updates on coupon approval, KYC review, gift card issuance and settlement status.
CSV export
Download your full transaction history any time for taxes or records.
Searchable history
Filter by type, date, amount and counterparty in seconds.
Admin verification
Every coupon purchase, gift card request, settlement and showcase listing is reviewed by a human.
Role-based access
Strict separation between user and admin scope — no privilege escalation.
Purchase requests
Submit payment proof for new coupons; admin reviews and mints codes.
Per-account ledger
Each account has its own immutable transaction stream and balance.
Realtime updates
Balance and history reflect changes the moment admin actions complete.
Independent rails
No bank, no government — Zelo runs as a standalone digital ledger.