Use case
Move value across borders without a wire transfer
Zelo coupons travel as text. The receiver redeems them into wallet balance and chooses UPI, USDT or branded gift cards.
How it works for cross-border use
- Sender buys Zelo coupons in their region's supported method.
- Coupon code is shared with the receiver instantly.
- Receiver redeems on Zelo — balance is in INR.
- Receiver settles to UPI (INR) or USDT (TRC-20) wallet, or spends on gift cards.
Why people prefer this over wires
- No SWIFT, no IFSC, no intermediary bank delays
- Instant delivery once the coupon is shared
- Receiver controls the settlement method
- USDT settlement available for self-custody
Zelo is not a licensed remittance company. Coupons are digital products and settlements are processed manually as service payouts. Comply with your jurisdiction's tax and reporting rules. See our AML policy.